Digital Payment
Relationship tips couples therapists are giving all the time
Chisom Udeagha
Share
Today, we will cover what digital financial tools are and everything you need to know about them. Over the past decade, there has been a shift in payments, and digital tools have become the new way; money isn’t just physical anymore. From mobile payments to savings apps, financial technology is reshaping how people engage with money.
And that’s where digital financial tools come in: simple, accessible, and powerful resources that help you take control of your financial life.
A digital financial tool refers to any online application, platform, or service that enables users to handle financial tasks digitally. These tools streamline day-to-day money decisions, whether you’re paying bills, tracking expenses, saving, or even applying for credit.
Instead of standing in line at a bank or scribbling on paper budgets, users can check balances, transfer money, and monitor spending, all in just a few taps.
These apps allow you to check your balance, send money, and even request bank statements 24/7.
Monitor your income vs. spending, get spending alerts, and plan for monthly goals.
Apps like Figur and Intabreej simplify online payments, whether for flight payments or subscriptions.
Micro-savings tools enable users to set goals and save automatically, essential for future planning.
No paperwork needed, users apply and receive loans digitally, often within minutes.
With smartphone use rising and traditional banking systems lagging in coverage, digital financial tools are bridging the gap for millions.
They empower even unbanked users in rural areas to access financial services.
Instant bill payments and money transfers without the stress of queues or delays.
Many apps now provide intelligent suggestions, budgeting tips, and alerts tailored to your behaviour.
Enter Figur, a modern digital platform built to serve Nigeria’s evolving financial needs. Figur combines multiple tools in one app, from savings and transfers to international payments.
Digital financial tools aren’t just a trend; they’re the future of personal finance. They bring clarity, control, and confidence to how you use your money. Whether you’re a student, small business owner, or full-time parent, tools like Figur offer a simpler way to manage, save, and grow.
Ready to try a digital financial tool? Figur makes the first step effortless.